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Is Having Insurance for Visit Visa in UAE Mandatory? A Man Trying To Resume His UAE Visa

Is Having Insurance for Visit Visa in UAE Mandatory?

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Written By Arabiers Digital & Reviewed by Reobeena Brown

09 July 2024 | 13 Min Read

If you want to know whether it is mandatory to have Insurance for Visit Visa in UAE, you have come to the right place.

It is not mandatory to have insurance when traveling to UAE. Still, getting insurance when processing the uae visit visa by arabiers is prudent because you never know what might happen. You mage get sick while in UAE, and the insurance will cover the treatment expenses.

The United Arab Emirates (UAE) is a country that features a variety of landscapes, contributing to the country's high level of tourism. These landscapes range from magnificent deserts to the mesmerizing Arabian Sea.

Dubai, Abu Dhabi, Fujairah, Sharjah, Ras Al Khaimah, Umm Al Quwain, and Ajman make up the federation of the seven Arab Emirates that make up the United Arab Emirates. Deserts, pristine beaches, towering skyscrapers, and opulent resorts are some of the things that make this place famous.

In addition, the migratory birds that stop off on its beaches draw in birdwatchers from all over the world. Due to the weather in the UAE, tourists are more likely to suffer from heat strokes or heat exhaustion, which could lead to unexpected medical costs.

Almost all people who travel to the UAE will experience weather like this. In addition, participating in activities such as water sports or desert safari can put you in danger of being involved in an accident.

Key Benefits of Travel Insurance for UAE

You may wonder why we recommend getting insurance when traveling to UAE, and here we will explain the benefits of travel insurance for the UAE.

The United Arab Emirates (UAE) is renowned for its tourism and hospitality, which brings visitors from all over the world. If you're considering visiting this place, you are designated for a thrilling adventure.

To ensure your time in the UAE is as stress-free as possible, purchase appropriate travel insurance before you arrive. The following are some of the most important advantages of purchasing a travel insurance plan in the UAE:

  • Medical Emergencies & Accidents
  • Trip disruption
  • Personal belongings loss coverage
  • Emergency evacuation or repatriation of mortal remains coverage
  • Hijack coverage
  • 24x7 assistance
  • Covid-19 Coverage Advantages

Aside from this, the specifics of your benefits package can be adjusted according to the plan. Add-ons like coverage for pre-existing conditions, coverage for loss of personal items, coverage for participation in adventure sports, coverage for pre-existing diseases, and coverage for house burglary insurance may be available under some plans.

Is Healthcare Expensive in the UAE for Tourists?

The healthcare system in the UAE is so highly regarded hence you won't have to worry about getting adequate treatment if you become ill or are injured while traveling to UAE.

However, with the exception of UAE citizens, there is a cost associated with receiving medical care. Individuals who do not have any kind of health insurance face extremely significant medical bills.

Remember that the additional cost of the insurance policy is only a fraction of what you may have to pay if you require medical care, so if you are considering whether or not to purchase travel health insurance, keep in mind this fact.

Where Can I Get Travel Health Insurance for UAE?

It is easy to get travel insurance to Dubai and the UAE. You need to contact a travel insurance company based in your home country or an online comparison marketplace such as Insubuy.

At Insubuy, you will also have the opportunity to compare several insurance policies and select the plan that best meets your requirements.

When buying a travel insurance policy, keep the following in mind:

  1. Get it in advance. Once you have booked your trip, purchasing travel insurance ought to be one of the first things you do, especially if your deposits are non-refundable and you are going to a country like the United Arab Emirates, which has a reputation for having expensive lodging options. If you are required to cancel, you will be eligible to receive some or all of your money back.
  2. Conduct research and make a comparison of the various policies online.
  3. Pay close attention to reading the entire policy, including any small print that may be present. If you do need to file a claim, being aware of the specifics of your coverage will prevent you from being surprised by the amount of money you are required to pay

Will My UAE Travel Medical Insurance Cover All My Activities?

That is entirely dependent on the activities that you have planned. Generally speaking, travel insurance does not cover high-risk activities because they are not considered low-risk. In addition, there are a lot of high-risk, exciting activities that you can participate in anywhere in the UAE, including Dubai. Still, they might not be covered by your insurance.

Skydiving, dune bashing, scuba diving, car racing, (indoor) skiing, and other extreme sports might not be covered under a standard travel health insurance policy, for instance.

If you intend to participate in activities of this nature, you should inquire with your insurance providers about the possibility of purchasing additional coverage for these endeavors.

A higher premium must be paid for an insurance plan to receive protection for high-risk pursuits, and even then, certain dangerous pursuits might not be covered.

Travel Insurance to UAE Packages

We offer travel insurance to customers of any age, from 0 to 75. We offer a variety of insurance plans that can be customized to meet your needs regarding the length of your trip, your age, and the coverage you require. The following is a list of what our insurance (according to the plans) covers.

 

 

Normal Packages

  • Rates range from 75 AED to 600 AED
  • Coverage is available in the United Arab Emirates (7 Emirates)
  • Cover is underwritten by Union Insurance UAE (Based in 7 Emirates)

 

Covid-19 & Related Coverage

  1. Accidental Death and Permanent Disability: $1,500 to $500,000
  2. Medical Reimbursement for Accidents and Sickness from USD 15,000 to USD 500,000
  3. Benefits for evacuation and repatriation ranging from USD 5,000 to USD 200,000

Premium Duration

  • 15 Days
  • 30 Days
  • 60 Days

Points to Remember

  1. All claims must be reported within seven days of the patient being discharged from the hospital.
  2. The insurance policy does not cover pre-existing medical conditions, regardless of whether or not the condition was disclosed by the policyholder, except for treatment received in an emergency room.
  3. In an emergency, treatment received outside of the authorized network is only eligible for reimbursement up to the network tariff in effect. Our website contains a comprehensive list of authorized networks in its entirety.
  4. The maximum age allowed for coverage under the policy is 75 years.
  5. If the United Arab Emirates (UAE) authorities deny the applicant a visa or refuse the applicant entry into the UAE, the policy will be automatically canceled.
  6. The policy is only applicable to travelers to the UAE who have a current visa for the UAE.
  7. The insurance certificate cannot be transferred to another party, and there is no provision for a refund once it has been issued.